Calculate your exact end of service benefit for UAE, Saudi Arabia, and Kuwait in seconds — based on the latest official labour laws. Free, accurate, no signup required.
United Arab Emirates
Saudi Arabia
Kuwait| Rule | 🇦🇪 UAE | 🇸🇦 Saudi Arabia | 🇰🇼 Kuwait |
|---|---|---|---|
| Governing law | Federal Decree-Law No. 33 of 2021 | Labour Law Article 84 & 85 | Labour Law No. 6 of 2010 |
| Local name | Gratuity / End of Service | End of Service Benefit (ESB) | Indemnity (تعويض) |
| Minimum service required | 1 year | 2 years | 1 year |
| Rate: years 1–5 | 21 days per year | 21 days/yr (from 2 yrs) | 15 days per year |
| Rate: year 5+ | 30 days per year | 30 days per year | 30 days per year |
| Resignation penalty | None (removed Feb 2022) | Yes — 1/3, 2/3, or full | None |
| Salary base | Basic salary only | Basic salary only | Basic salary only |
| Statutory cap | 2 years basic salary | No statutory cap | 18 months basic salary |
| Partial year treatment | Pro-rated | Pro-rated | Pro-rated |
| Complaint authority | MOHRE (800 60) | MHRSD (hrsd.gov.sa) | PAM Kuwait |
| Currency | AED (UAE Dirham) | SAR (Saudi Riyal) | KWD (Kuwaiti Dinar) |
Key rule across all three countries: End of service is always calculated on your basic salary only — never on your total monthly package. Housing allowance, transport, food, mobile, education, and all other allowances are excluded. Always check your employment contract for your official basic salary figure before calculating.
End of Service Calculator is an online calculator that can help the workers to calculate the amount of the expected gratuity or end of service benefits when they are leaving a job. This is typically provided to the employee at the end of the work contract and is often mandated by the labor laws in the Gulf region.
This is a significant sum for many workers, particularly for those of foreign origin. It can be used for relocating, family support, changing visas, travel arrangements or waiting until a new employment position begins. That's why it is wise to review your estimated gratuity prior to your final settlement.
Please note that the calculator is not intended to provide legal or HR advice, but rather a general understanding of what you can expect. Only basic information such as country, basic salary, date joined, date of last employment and reason for departure need to be provided.
The calculator is easy to use. First select the country in which you worked. Next, input your basic monthly salary, date joined and last date worked. Then, choose if you resigned, were terminated or finished your contract.
After you enter these details, the calculator will approximate the amount of money you will have at the end of your service for the chosen country rules. There may also be a brief breakdown of the amount so that you can see how the amount was computed.
Please have the following information on hand prior to using the calculator:
| Information Needed | Why It Matters |
|---|---|
| Country of employment | Rules are different in UAE, Saudi Arabia and Kuwait. |
| Basic salary | Most gratuity calculations are based on basic salary. |
| Joining date | Used to determine total number of service years. |
| Last working date | Helps calculate completed years, months and days. |
| Reason for leaving | The amount may vary during resignation and termination. |
| Contract type | Contract types may be handled differently in certain countries. |
| Unpaid leave days | Final service period may be shortened for unpaid leave days. |
An End of Service benefit, or gratuity, is a lump-sum cash benefit provided to employees at the end of their service. This payment is similar to a financial safety net for workers before they go to a different job, when they return home, or when they take a break from working.
End of service benefits are prevalent in the GCC, with each country having its own set of labor laws. UAE, Saudi Arabia and Kuwait appear to be similar but there is a small difference in the way these are calculated.
Some nations only consider years of service and basic salary. Others also consider carefully if the employee resigned or was terminated. This is why it is extremely important to select the right country calculator.
A quick comparison of the key countries on this site:
This information is only a general overview. Final amount may vary due to changes in labor laws, terms of employment, periods of unpaid leave and company policy.
The UAE End of Service Calculator is designed to calculate a simple estimate of the gratuity amount for an employee, based on basic salary and service period. For the majority of cases, the employee will have to be in service for a minimum period of 1 year to be eligible for gratuity.
The UAE calculation may vary depending on service completed, resignation or termination, term of service and unpaid leave. Typically, benefits like housing, transport, bonus and commission are not covered by the gratuity calculation, unless they are explicitly mentioned in your contract or are mandated by the law.
This calculator can be helpful for UAE employees to verify the expected UAE gratuity before they leave a company or for checking their final settlement sheet.
SACalc End of Service Calculator is an online tool that allows employees to calculate the value of End of Service Benefits (EOS Benefits) for their services in Saudi Arabia. Typically, it is based on wage, length of service, and exit cause.
Resignation or termination may impact the final amount in Saudi Arabia. Depending on the number of years an employee served, the payout could be lower if he or she is leaving early. There may be a different calculation if the company fires the employee. That's why it is crucial to choose the right leaving reason while using Saudi end of service calculator.
The Kuwait Indemnity Calculator is intended to help private sector workers gauge the final sum of money that they will receive as an indemnity upon termination of employment. The rules of calculating the indemnity in Kuwait are based on their specific rules, and it can vary according to the salary, length of service, resignation, termination, and type of job.
Different calculation methods could apply for monthly paid workers compared to daily, weekly or hourly paid workers. Hence, Kuwait requires a different calculator page instead of the general calculator formula like UAE or Saudi Arabia. The Kuwait calculator is a helpful calculator for workers to see the amount they can expect to have instead of accepting the final sum from their employer.
Each country has a different system, but most of the calculators end of service will consider the same key items. These details are important as their correctness can affect the outcome; even a slight error in data entry can alter the result.
Most end of service calculations are calculated based on your basic salary and not your monthly package. This excludes housing, transport, food allowance, flight ticket, bonus, overtime and commission. For instance, if your total salary is 8000 but your basic salary is 5000, the calculator will typically use 5000 as the base salary.
One of the most crucial ones is your total service period. This calculator will calculate the number of years, months, and days that you have worked at the company. In most of the cases, the higher the service period in one company the higher the gratuity amount. Countries are variously applying different rates for the initial years and higher rates after the initial years.
The reason for leaving can be a significant factor. The situation of resignation, termination, completion of contract and dismissal may not necessarily yield the same outcome. In Saudi Arabia and Kuwait, in particular, the payout may be diminished in some instances due to resignation rules.
Final service may be impacted by unpaid leave. Some employers may count unpaid leave as part of your total service, if you took unpaid leave in the course of your employment. This will lower your final gratuity or indemnity sum.
In some cases, the nature of the contract you have may also be important. The settlement depends on the country and the labour law, which may be influenced by fixed term contracts, unlimited contracts, or special employment contracts.
Gulf country labour laws are subject to change. How gratuity is calculated may change due to new amendments, ministry decisions and employment law updates. That's why it's better to use an updated calculator, rather than relying on old formulas from years ago.
There are simple things that many employees do wrong when they are determining their gratuity. These errors can result in misconceptions prior to final settlement.
This site is designed for those who don't want to read long legal documents first before quoting.
We have made our calculator as easy, quick and understandable as possible. It doesn't require any legal expertise to use.
| Feature | Benefit |
|---|---|
| Country-wise strategy | Calculations for UAE, Saudi Arabia and Kuwait are different |
| Basic salary based input | Helps prevent incorrect full salary calculations |
| Simple breakdown | Breaks the result down into easier-to-understand terms |
| No login required | It can be used swiftly without registering an account |
| $0.00 for basic estimate | Free to use |
| System design friendly | Easy to use for employees, HR, and accountants |
Its purpose is to make end of service calculation less confusing to all.
Whilst there is a relationship between end of service benefit and final settlement, it is not always the same. End of service benefit typically refers to the gratuity or indemnity pay that is based upon salary and service time. The final settlement will be a larger amount that could also be paid in other forms, including:
| Final Settlement Item | Included? |
|---|---|
| Gifts at the end of service | Yes, typically |
| Unpaid salary | Yes |
| Unused annual leave compensation | Frequently yes |
| Pending overtime | If applicable |
| Bonus or commission | If applicable |
| Deductions or loans | If applicable |
| Notice period adjustment | If applicable |
This means that your final settlement can be more or less than just your gratuity.
Important Disclaimer: This calculator is for general informational purposes only. It should not be treated as legal, financial, or official HR advice. Final end of service benefits can depend on your employment contract, company policy, unpaid leave, salary structure, allowances, deductions, legal amendments, and official labor authority rules. For official claims, disputes, or legal confirmation, always consult your local Ministry of Labour, Ministry of Human Resources, employer HR department, or a qualified legal professional.
In majority of the GCC nations, end of service benefits are based on the basic salary, rather than full salary. This typically does not include allowances. Always refer to your official employment contract or HR settlement sheet.
Yes, in many instances, a person can collect the gratuity even after resigning, but it may depend on the country, the term of service, and the terms of the contract. In a few nations, quitting early could result in lower benefits.
In some cases, unpaid leave may impact your final gratuity. Your total service time may be shortened and your employer may recalculate the total if unpaid leave is not considered active service.
Typically, allowances are not used to calculate gratuity. This generally excludes housing allowance, transport allowance, food allowance, mobile allowance, travel tickets, bonuses, and commissions.
This calculator will provide an approximation based on the data entered. It's helpful for planning purposes, but shouldn't be thought of as a final legal determination. Please consult your employer or Ministry of Labour.